Lending Disclaimer

We Are NOT a Lender

Fast Loan Express LLC is a lead generation service, not a lender, loan broker, or credit repair organization. We are a Wyoming limited liability company that operates the website fastloanexpress.com. We do not make loans, make credit decisions, broker loans, or guarantee that you will receive a loan offer. We do not charge consumers any fees for using our Site.

How Our Service Works

When you submit a loan request through our Site, your information is transmitted to our lead distribution partners (including Lead Stack Media), who in turn share your information with a network of lenders and lending partners. If a lender in the network is interested in your request, they may contact you directly with a loan offer. We have no control over and do not participate in the lending decision or the terms offered to you.

• Submitting a request does not guarantee you will receive a loan offer
• We do not endorse, recommend, or guarantee any particular lender
• We are compensated by lead distribution partners when your information is sold to a lender
• Compensation may influence the order in which lenders appear on our Site

APR and Rate Disclosures

Annual Percentage Rates (APR), loan amounts, and repayment terms displayed on this Site are estimates and are for informational purposes only. Actual rates, terms, and loan amounts are determined by individual lenders based on their own underwriting criteria.

• APR range: Personal loan APRs through our lending partners typically range from 5.99% to 35.99%. Your actual APR will depend on your credit profile, loan amount, term, and the lender's criteria.
• Loan amounts: Lenders in our network offer personal loans typically ranging from $1,000 to $100,000. Actual amounts available to you will vary by lender.
• Repayment terms: Loan terms typically range from 12 to 84 months, depending on the lender and loan product.

The rates and terms shown in examples, calculators, and comparison tables are illustrative and may not reflect current offers. Always verify all terms directly with the lender before accepting a loan.

Credit Score Impact

Submitting a loan request through Fast Loan Express does not directly affect your credit score. However, if a lender receives your information and you proceed with a formal application, the lender may perform a hard credit inquiry, which could temporarily impact your credit score. Soft inquiries (pre-qualification checks) do not affect your credit score. Whether a lender performs a soft or hard inquiry is at the lender's sole discretion — we have no control over this process.

State-Specific Notices

Loan availability, rates, and terms vary by state. Some lenders in our network may not be licensed in all states or may not offer loans to residents of certain states. Additionally, some states have specific interest rate caps, licensing requirements, or consumer protection regulations that may affect the terms available to you.

It is your responsibility to understand the lending laws in your state of residence. If you have questions about whether a particular loan product is available or legal in your state, we encourage you to contact your state's financial regulatory agency.

Rate and Term Variability

The rates, terms, and fees offered by lenders in our network are subject to change at any time without notice. Loan offers are based on the information you provide and the lender's own underwriting criteria, which may include (but are not limited to) credit score, credit history, income, debt-to-income ratio, loan amount, and loan purpose. Even if you receive a pre-qualification offer, the final loan terms may differ based on the lender's full underwriting review.

No Guarantee of Savings

We do not guarantee that using our service will result in savings compared to obtaining a loan directly from a lender. Loan comparison tools and calculators on our Site are provided for educational purposes and may not reflect your actual results.

Contact Us

For questions about this disclaimer, contact us at:

Fast Loan Express LLC
1712 Pioneer Ave, Suite 500
Cheyenne, WY 82001
Email: legal@fastloanexpress.com