Privacy Policy

Overview

Fast Loan Express LLC (“Fast Loan Express,” “we,” “us,” or “our”) is a Wyoming limited liability company that operates the website fastloanexpress.com (the “Site”). We are a lead generation service — we are not a lender, loan broker, or financial advisor. This Privacy Policy explains what personal information we collect, how we use and share it, and the choices available to you.

By using the Site or submitting any information through our forms, you acknowledge that you have read and understood this Privacy Policy and consent to the practices described herein.

Information We Collect

Personal information you provide directly:

• Full legal name
• Email address and phone number
• Home address (street, city, state, ZIP code)
• Date of birth
• Social Security Number (SSN)
• Driver's license number and state of issuance
• Bank account information (bank name, routing number, account number)
• Employment information (employer name, income, pay frequency, employment length)
• Credit score range and credit history details
• Requested loan amount and loan purpose

Information collected automatically:

• IP address and approximate geolocation
• Device and browser information (type, operating system, screen resolution)
• Pages visited, time on site, click paths, and referral source
• Cookies, web beacons, pixels, and similar tracking technologies

How We Use Your Information

• To transmit your lead application to our lending network partners for evaluation and potential loan offers
• To verify your identity and prevent fraud
• To communicate with you about your submission and any matched offers
• To send marketing communications where you have provided consent
• To improve our Site, tools, content, and user experience
• To comply with applicable laws, regulations, and legal processes

Information Sharing and Third-Party Recipients

When you submit a loan request through our Site, your personal information — including sensitive data such as your SSN, bank account details, and income — is transmitted to our third-party lead distribution partners, including but not limited to Lead Stack Media, who in turn distribute your information to their network of lenders and lending partners. These partners will use your information to evaluate your application and may contact you with loan offers.

We may also share your information with:

• Service providers who assist with website hosting, analytics, email delivery, and fraud prevention
• Legal and regulatory authorities when required by law, subpoena, or to protect our rights
• Business transferees in the event of a merger, acquisition, or sale of assets

Once your information is shared with lending partners through Lead Stack Media or other distribution partners, those parties' own privacy policies govern the further use of your data. We encourage you to review the privacy policies of any lender you engage with.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, typically for a period of 36 months from the date of submission. After this period, your data is securely deleted or anonymized. We may retain certain information longer where required by law, for legitimate business purposes (such as fraud prevention), or to resolve disputes.

Data Deletion Requests

You may request deletion of your personal information at any time by emailing legal@fastloanexpress.comwith the subject line “Data Deletion Request.” We will process your request within 30 days and confirm deletion via email. Please note that we cannot delete information that has already been transmitted to lending partners — you must contact those parties directly for deletion from their systems.

Data Security

We implement commercially reasonable security measures to protect your personal information, including 256-bit SSL/TLS encryption for all data in transit, encrypted storage at rest, access controls limited to authorized personnel, and regular security assessments. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of the sale or sharing of personal information
• Opt out of marketing communications at any time

To exercise any of these rights, contact us at legal@fastloanexpress.com. We will respond within 30 days (or within the timeframe required by applicable law).

California Residents — CCPA Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and share, the right to delete your information, and the right to opt out of the “sale” of personal information. Under the CCPA, transmitting your data to lending partners in exchange for compensation may be considered a “sale.”

For full details about your CCPA rights, please visit our CCPA Privacy Notice.

Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to operate our Site, analyze usage, and support advertising. For detailed information about the types of cookies we use and how to manage them, please see our Cookie Policy.

Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have inadvertently collected information from a child under 18, we will delete it promptly. If you believe a child has provided us with personal information, please contact us at legal@fastloanexpress.com.

Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last updated” date at the top of this page and, where required, provide additional notice (such as a banner on the Site or an email notification). Your continued use of the Site after changes are posted constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, contact us at:

Fast Loan Express LLC
Attn: Privacy Department
1712 Pioneer Ave, Suite 500
Cheyenne, WY 82001
Email: legal@fastloanexpress.com